Mold built up and destroyed her valuables, but the insurance company wasn’t buying her ignorance.
Did you know you can lose your home insurance claim in some states and cities if your ac service is invalid or not properly serviced? Well, my neighbor learned that the hard way, prompting me to investigate further how those two are connected. Where we stay, humidity is our biggest enemy, and most homesteads fight to keep up with the demands of maintaining a healthy temperature balance. Besides allergies and window fogs, uncontrolled humidity is known to cause structural issues in extreme cases. My neighbor ignored all the bad signs that came with humidity in her basement, and she pointed the finger at her malfunctioning air conditioning system. Although she insured her house against bad weather and other disasters or theft, she forgot to maintain her air conditioner. Knowing her, her mantra is “whatever isn’t broken doesn’t need fixing.” But she thought she could get away with an insurance claim without having proper HVAC maintenance and performing some ac repairs to her damaged systems that compromised her air quality in the basement. Mold built up and destroyed her valuables, but the insurance company wasn’t buying her ignorance. They even checked with her HVAC company and discord that she had not renewed her home services for months. The HVAC technician who serviced her property last produced a report indicating she was supposed to seek further help with indoor comfort besides cleaning her ac filter. Realizing that she had lost her claim, she started afresh with a new HVAC professional who was grateful she didn’t have ductwork to deal with or air ducts to clean. Otherwise, her HVAC unit would have been dead ages ago.